It Business Finance specialises in helping companies like yours invest in the technology and assets you need, when you need them, without taking cash out of your business. We are an independent financier, working directly with clients and building global relationships with IT vendors.

Similar business issues permeate all businesses worldwide, whatever their size. The main concern of most companies is to conserve cash, and sustain their cash flow, in order to expand their business.

Our increasing range of products and services can spread the cost of your company's acquisitions, over a time frame that matches your business needs. Why pay for business assets or IT up front before they are working for you? Instead leave capital free for unforeseen business issues, whilst achieving a faster return on your investment.

Asset and Technology Funding
Historically, we have focused on financing IT and assets, so we fully understand the market place and the needs of our customers, technology suppliers and funders. We finance all types of assets and technology. Technology finance can include software and services, including training.
Relationships Matter
We pride ourselves on the strong relationships we forge with the companies we serve and partner. Each transaction we are involved with is of paramount importance. Our company ethos is to manage every finance deal professionally and seamlessly from start to finish, whilst maintaining open lines of communication with all parties involved. Ultimately, people do business with people so personal contact is important to us throughout, including after sales service.
Flexible Agreements
We gear our rental agreements to meet each customer's requirements. If your business is seasonal we can ensure payments fall within a period where cash is flowing into your business. If you are buying IT and you want to defer payments until the system begins working for you, we can tailor the agreement to fit your requirements.
Funder Partnerships
We have links with the country's leading banks, private investors and leasing companies, enabling us to find the best rates in the market. We have carefully selected each funding line to ensure that our portfolio provides a comprehensive range of products and can accommodate funding requirements for our wide and varied customer base.

These include:

  • new start companies or companies that may have had an adverse credit history historically, but are buying IT or assets which will help to grow the company and move it towards profitability;
  • affluent cash rich companies that need to make acquisitions fall in line with the return they will reap or to take advantage of associated tax benefits.
Upgrades and Expansion
Customers have the flexibility to upgrade or expand their technology or add to their asset base, within the term of the lease, without increasing their repayments. Once a budget has been approved by a client and payment profiles agreed, we can help to maintain these payments, ensuring budget parameters are not exceeded, whilst advising clients when they can add to their IT system or asset base without altering their regular payments.

Alternatively, should customers fall on difficult times we can work together to reduce payments over a specified term or, conversely, increase payments to incorporate additional acquisitions if company growth is accelerating at a faster rate than anticipated.

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